Why should I plan if I don’t ever want to retire? “Many people, especially small business owners and entrepreneurs, say they never want to retire. That’s fine, but that doesn’t mean you shouldn’t plan for the future.” Over 70% of Americans say they anticipate working even after they’ve retired. For this group of creative, energetic, […]
“Annuities provide guaranteed, predictable sources of income. But do pre-retirees with money in 401ks need to add them to their portfolios?”- Jim Fish Annuities have some undeniable advantages over other financial instruments. For one thing, annuities make retirement planning more accessible by creating a guaranteed source of predictable income that lasts a lifetime. Annuities also protect […]
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Many individuals find themselves awash in cash for various reasons, including fear of market volatility and insecurity surrounding the pandemic. Diane Marra If you’re like many Americans, pandemic lockdowns saw you decrease your spending and increase your savings. Now, though, you might be looking at your cash reserves and wondering if your portfolio is as […]
“Warren Buffet once pointed out that when you do the math, it is obvious that inflation is far more destructive to wealth than any tax levied on us by the government.” Dustin Settle It probably hasn’t escaped your notice that consumer prices have gone rogue in 2021. Prices for goods and services are surging at […]
“For certain people within 7-10 years of retirement, adding real estate to create passive income makes sense. Just be sure you have a well-thought-out game plan before you wade in.” Eric Coons The closer many of us get to retiring, the more we desire investment alternatives that can help ease some of the sting caused by […]
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What happens if you live longer than you expect? How do you make sure your funds last as long as you do? Do you invest in stocks? Bonds? Keep your money in the bank? Increased life expectancy is extending the time needed for our retirement funding, making sure our money lasts as long as we do has become the new “mantra” of the Baby Boomers.
When should you, and when should you NOT max out your 401k plan? 401(k)s differ from IRA’s in one significant way: 401(k)s allow current workers under 50 to put away up to $18,000 a year. For those over 50, a special “catch-up “provision will let them put in an additional $6,000, raising that threshold to […]
10,000 a day join the ranks of retirees Since 2014 the number of Americans retiring has increased to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire, which will strain Social Security and Medicare systems with the potential to lead to increased reductions in […]
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