Lifetime Income Annuities May Be Needed

Lifetime Income Annuities May Be Needed

With over 30 years of experience, clients have often said that they do not need a Lifetime Income Annuity. They only want a reasonable rate of return. They may be correct on not needing a Lifetime Income guarantee, but they are often inaccurate and have no clue how much trouble they may be in later.  […]

The post Lifetime Income Annuities May Be Needed appeared first on Annuity.com.

Six Reasons Federal Employees Might Choose Private Insurance Over FEGLI

Six Reasons Federal Employees Might Choose Private Insurance Over FEGLI

“If you are a government employee participating in the Federal Employees’ Life Insurance program, you should plan to know you have other options.”-Angie Politarhos. If you’re a government employee, you know that FEGLI, an acronym for Federal Employees’ Group Life Insurance, is a life insurance program offered to government workers. FEGLI is, in fact, the […]

The post Six Reasons Federal Employees Might Choose Private Insurance Over FEGLI appeared first on Annuity.com.

Annuities Are A Logical Solution For Longevity Risk

Annuities Are A Logical Solution For Longevity Risk

“Transitioning from saver to spender can be a disconcerting shift for many seniors. A more systematic approach to spend-down can help.” Robert Cannon Transitioning from being a saver in the accumulation phase to a spender in the spend-down stage of your financial life means you will be required to not only keep a close eye […]

The post Annuities Are A Logical Solution For Longevity Risk appeared first on Annuity.com.

What Is A “Glide Path” Formula, And What Should You Know?

What Is A “Glide Path” Formula, And What Should You Know?

It’s more or less a given that the asset allocation of a person’s retirement portfolio should evolve as they age. Many advisors use the glide path formula to achieve the appropriate balance.” Eric Coons Thousands of advisors use an investment strategy known as the “glide path” to adjust the mix of investments in their clients’ […]

The post What Is A “Glide Path” Formula, And What Should You Know? appeared first on Annuity.com.

What should you do with your TSP if the markets become volatile?

What should you do with your TSP if the markets become volatile?

“TSP owners should be wary of volatility in the markets and have a plan of action ready to deploy.”- Joe Runza If you’re one of the nearly 100,000 TSP millionaires who invested for the long term by putting cash in the C, S, or I funds, you’ve probably done very well over the last few […]

The post What should you do with your TSP if the markets become volatile? appeared first on Annuity.com.

11 Questions To Help You Create An Easier, More Efficient Retirement Income Plan

11 Questions To Help You Create An Easier, More Efficient Retirement Income Plan

While writing my book, Retirement Made Easy, I discovered that a huge problem with the retirement income planning process is the lack of understanding of what a plan needs to accomplish. Retirees often don’t know what questions to ask to make the right decisions and often feel frustrated and confused. If you’re a retiree or […]

The post 11 Questions To Help You Create An Easier, More Efficient Retirement Income Plan appeared first on Annuity.com.

Helpful Tips For Improving your Credit Score

Helpful Tips For Improving your Credit Score

Your credit score is used to evaluate your credit worthiness and determines the amount of the loan (credit) that you receive and the interest rate of that loan. The average credit score in the U.S. is around 678-750, but the average American is also more than Eight Thousand dollars in debt. While a credit score of 678 won’t keep you from getting a loan, it won’t necessarily guarantee you the best interest rate either.

The post Helpful Tips For Improving your Credit Score appeared first on Annuity.com.

Annuities Dirty Little Secret Number 1

Annuities Dirty Little Secret Number 1

What is the real benefit of Fixed Indexed Annuities? Your funds are fully guaranteed and are safe and secure. Your Fixed Indexed Annuity can only increase. Fixed Indexed Annuities are best suited for people who want to protect their original principal and provide for an increase in funds linked to a major index.

The post Annuities Dirty Little Secret Number 1 appeared first on Annuity.com.

Sleep Tight Knowing Your Investments are Safe.

Sleep Tight Knowing Your Investments are Safe.

Sleeping well is tough with the volatility of our economy   The stock market is volatile. The CEOs salaries are out of control. The hedge funds are losing money. What options does that leave for the safety investors? Where can we invest our money to ensure it will not lose value? A bigger question is […]

The post Sleep Tight Knowing Your Investments are Safe. appeared first on Annuity.com.